What I am uncomfortable with about all this is the mindset held by his insurers:
Despite his failed appeal, Douglas continued to pursue his case with Scottish Widows. It then put him under surveillance, apparently suspicious after learning he had set up the charity and was working as an administrator at a local primary care trust.
That smacks to me of someone being penalised for working - at a time when the Government is pushing for as many disabled people as possible to get back to paid employment. Rather 'damned if we do and damned if we don't' is the message, it seems.