Author Topic: Can I move from IR ESA to CB & thus retain some income if partner moves in?  (Read 452 times)

Fiz

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If you don't get state pension due to not enough contributions, if you are a tenant and get HB and CTR and IR ESA up until retirement, will you actually be much worse of for not having a state pension? Will pension credit be more or less the same? I'm clueless on this and suspect I may get a shock when the time comes.

Monic1511

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In my opinion it’s impossible to answer that Fiz, only because we have no idea what will be in place in 6 months time, no idea when you retire. Only thing is the tariff rates are different for working age compared to pension age
A single pensioner needs £177.10/week, working age singles need £74.70/week.


That’s why they keep changing the pension age :f_doh:

Sunshine Meadows

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 :big_hugs:  it is certainly a quagmire.




ditchdwellers

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I just call it bloody confusing!

Sunny Clouds

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Yes, quagmire, confusing, ever-changing...

But at least on here, and in other places where people help one another, by chucking bits of info back and forth, we can try to make sense of it.

I've definitely learnt stuff on this thread.
(I'm an obsessive problem-solver, so feel free to ignore any suggestions or solutions I offer, even if they sound terribly insistent.)